After you get into a car accident, there are many steps to take. One of the steps that you should take is drafting a demand letter. This demand letter can go to the insurance adjuster. You should write this letter if you got injured in the accident and you want compensation. You can learn more about the demand letter in this section.
What Is A Demand Letter?
A demand letter is a letter sent to the insurance company. This letter gives an explanation of the events to the at-fault party’s insurance company. Since the insurance will be the party paying your compensation, they will need the details of the accident. You should include in the demand letter:
- Details on how the accident happened.
- Why the other side is at fault.
- What injuries you have suffered.
- What compensation you are entitled to.
This is basic information that can help the insurance company and the insurance adjuster figure out how to proceed.
When you send this letter, you should include all your medical records, photographs, and anything else that relates to the accident. All of this information will be useful to the insurance adjuster and insurance company. The insurance company may need this information before they can make an offer to settle your case.
If you want compensation, it is up to you to contact the insurance adjuster. The insurance company is not just going to pay you without proof of your injuries. You need to be proactive and get the necessary information to make sure that you get compensation. If you provide the insurance company with this information, they need to get started on a settlement offer.
Writing The Demand Letter
When writing your demand letter, you should be clear and concise. State the facts and provide all of the information that is relevant. It is also a good idea to be polite in the demand letter. Avoid attacking the defendant or the insurance company. This will just put them on the defensive and make the process more difficult. You should also be clear in the letter about what you want. Take into account all of the facts of the situation. Then, propose a settlement that you believe is fair. While the insurance company might counter, if you show why you are asking for the amount you are, it will help your case.
Before sending a demand letter, you should have a personal injury lawyer look it over. A lawyer can review the letter to make sure that it has a good chance of being accepted by the insurance company. A lawyer can help you adjust the settlement request as well. You can contact a lawyer earlier in the process if you need help writing the demand letter. This can take some of the stress off of you at this time.