Throughout a school-related sports career, most children will experience some sort of injury. While most of these injuries are common and mild, such as sprained ankles, shin splints, broken fingers, etc. some sports related injuries can be extremely severe. If you are covered by insurance, these sport-related injuries should be easy to treat and pay for. In the case of a severe or long-lasting injury, the school that sponsors the sport might carry insurance that can help cover some of the medical costs, whether that is in addition to your own insurance or if you do not have insurance.
But sometimes, a school won’t admit fault and assist with the medical bills. A serious sports-related injury can have negative impacts on your family’s finances, and if the school is responsible, they really should be held accountable. Here is how you can get the justice and compensation that you deserve.
If you have a child who is involved in a sport, there are some precautionary measures that you can take in order to avoid injury. For example, make sure that your child is using the proper safety equipment for that sport. Furthermore, it is not enough to use this equipment during games. Over half of all sports-related injuries occur during practices, so it is important that your child wears a helmet or other gear every time he or she participates in the sport. You can also check to see if the coaches are trained in emergency first aid, which could come in handy in the case of a sudden injury. Coaches should also make sure that equipment is correct and that children are safely taught how to play a game.
You should also check to make sure that your insurance covers sports-related injuries, or if the school district has insurance that will pay if an injury occurs. All of these precautions can help to prevent injuries or help you deal with injuries as best as possible if they do happen.
In some cases, parents have tried to sue the athletic association or school district, claiming that they are liable due to negligence. Negligence for this type of case would include not having proper medical care on hand when the injury occurred, or not using proper safety equipment, such as helmets and other protective gear. These types of lawsuits against the school district have been successful, but in order to get compensation, you have to prove that negligence did occur and that it resulted in injury.
If your child is injured while playing a sport on school property, you might be able to sue for personal injury. In order to do so, you must prove that the coaches, school district, or sports organization was being careless and this negligence directly resulted in your child’s injury.