Car insurance can seem like a pain. 99% of the time, you don’t need it, but you have to pay for it. This can be a hassle and you might consider it an unnecessary expense. Some people choose to let their insurance lapse and hope that they don’t deal with any consequences.
But failure to maintain insurance is a crime in the state of Connecticut. If caught driving without insurance, you face penalties. You might get caught if the police pull you over, or if you are involved in a car accident. Learn more about failure to insure your vehicle here.
Failure to Maintain Insurance
Driving without insuring your car is dangerous for many reasons. Firstly, it leaves you unprotected in the event of an accident. If you cause a motor vehicle accident, and you don’t have motor vehicle insurance, you are responsible for any damages. This could add up to hundreds of thousands of dollars depending on the severity of the accident and the extent of the damage to both other vehicles and other people. Paying this money out of pocket could be a nightmare. In addition, failure to maintain this is a crime in the state of Connecticut.
The state of Connecticut requires that all private motor vehicles are registered with the state. If it is found that you are operating a vehicle without proper insurance, you can be found guilty of a Class C misdemeanor. The penalties for this crime are up to three months in jail and a fine of as much as $500.
It is best to avoid these penalties by making sure that your vehicle is properly insured. While you may not be interested in paying the expense of insuring your vehicle upfront, if you think of it as a long-term investment, it is really in your best interest.
If you do face this crime, you can contact our office for more information. We are happy to answer your questions during a free consultation.